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Home Equity Line of Credit
Keep a line of credit open for improvements, emergencies, or just day-to-day expenses. As you pay down the balance the funds become available again for your next project.
- No annual fee
- Adjustable rate, based on Prime Index
- Special no-cost option for qualified members1
- Possible tax benefits – consult your tax advisor
- Available for primary residences in California, Nevada and Arizona
Lifetime and annual caps apply. Talk with our real estate experts for details.
Prefer a closed end loan with a fixed repayment schedule? Our Fixed Rate 2nd Mortgage is perfect for you!
1 E1 Financial will pay for costs for limits up to $100,000 with a minimum advance of $5,000 and minimum loan balance requirement of $2,500 for the first 18 months. E1 Financial will pay costs for loans over $100,000 to $300,000 with a minimum advance of $10,000 and a minimum loan balance requirement of $7,500 for the first 18 months. Early closure fees will apply if loan balance drops below minimum requirements. Terms and conditions are subject to change without notice. Loan protection insurance not included on second trust deeds and home equity line of credit loans.
