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Mortgage Loans

Through a partnership with CMF (Community Mortgage Funding), a credit union-owned mortgage company, E1 Financial provides professional mortgage services with real estate experts who will guide you through the process and custom fit a loan to your individual needs. We offer a variety of real estate loans for every stage of life, all designed to make home-buying affordable. Come to us for these loans and special benefits:

  • Buying your first home
  • Refinancing your existing loan
  • Upgrading to a larger home
  • Financing your ideal retirement home
  • Competitive fixed and adjustable rates
  • 15 and 30-year terms
  • No point options
  • Little or no down payment
  • Flexible options to suit your individual needs
  • Easy approval process
  • Competitive financing for less-than-perfect credit
  • Save money using CU Home$avers

Use our Mortgage Calculator to help you determine the loan amount for which you could potentially qualify. These calculations are based on standard guidelines that lenders use to determine loan amounts that borrowers are eligible to receive. Some of the factors used to determine how much money may be financed include income, total mortgage payments, and total debt payments. Mortgage Calculator will display the results along with an amortization payment schedule, if desired.

Apply Now!

Let our mortgage professionals help you finance the home you’ve always wanted—contact an E1 Financial CMF real estate specialist at (888) 994-3328, ext. 44.




Accounts at E1 Financial Credit Union are privately insured by American Share Insurance (ASI) to $500,000 per account. Accounts are not guaranteed by the Federal Government and if this institution fails, the Federal Government does not guarantee that depositors will get back their money. Accounts are not guaranteed by the State of California.