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Mortgage Calculator

Use our Mortgage CalculatorTM to help you determine the mortgage loan financing amount for which you could potentially qualify. These calculations are based on standard guidelines that lenders use to determine loan amounts that borrowers are eligible to receive. Some of the factors used to determine how much money may be financed include income, total mortgage payments, andtotal debt payments. Mortgage Calculator will display the results along with an amortization payment schedule, if desired.

Interest Rate
(enter the interest rate of the loan, without percentage sign; for example, enter 8.5% as 8.5 not .085)

Rate: %

Term of Loan
(number of months or years to borrow)

Term of Loan: Months Years

Payment Frequency
(you choose how to repay the loan)

Bi-weekly Monthly

Monthly Gross Income:

Other Monthly Mortgage Expenses

Private Mortgage Insurance (PMI):
Real Estate Taxes:
Home Insurance:
Homeowners, Condo / Co-op Maintenance:

Monthly Debt Expenses

Total Car Payments:
Total Credit Card Payments:
Total Other Monthly Debt Payments:




Payment Amortization Schedule
(show the dollar amounts apportioned to principal and interest)

Yes No

Note: The Mortgage Calculator is intended to provide approximate information about your loan payments and does not constitute an offer to extend credit. Your actual payment information may vary. Please contact the Credit Union for exact payment information.

Accounts at E1 Financial Credit Union are privately insured by American Share Insurance (ASI) to $500,000 per account. Accounts are not guaranteed by the Federal Government and if this institution fails, the Federal Government does not guarantee that depositors will get back their money. Accounts are not guaranteed by the State of California.