Rewards & Benefits

Member Rewards
As a cooperative, E1 Financial depends on the participation of member–owners so that we can remain financially healthy and strong. Member participation enables E1 Financial to provide you with the best services and resources available so you can manage your financial life with convenience and confidence. More importantly, however, your participation in E1 Financial gives you special rewards – Member Rewards!

What are Member Rewards?
At E1 Financial all members receive special benefits through our Member Rewards program. Our program is simple; you qualify for one of four benefit levels based on your combined savings and loan balances, and we give you additional added value. You choose your benefit level based on how much you save and borrow at E1 Financial, and every time you move up to the next level you receive more benefits! As your relationship with us grows, your benefits grow, and so does the entire credit union.

E1 Financial Member Rewards are for Everyone
Member Rewards benefit everyone. We do not give rewards based exclusively on deposit balances. Many financial institutions offer customers low–cost services for keeping large sums of money in their savings accounts, but at E1 Financial we give Member Rewards based on your loan balances as well.

How does Member Rewards work?
Each quarter, your current level of benefits is automatically calculated and adjusted then applied to the entire next quarter. This means that you are "rewarded" for your previous quarter's participation.

What do I need to do?
You are automatically enrolled. Simply check your statement each quarter to determine level of qualification. You don't need to do anything – just sit back and let the Member Rewards come to you!

There's Nothing Complicated about Member Rewards.
There are four tiers of Member Rewards available based on the aggregate balances¹ of deposits and loans you have with E1 Financial. The higher your aggregate balances, the higher the level of benefits. Click here to view the highlights that each tier offers.

¹E1 Financial calculates benefit levels on aggregate funds in savings, certificates and loans held in an individual account. Funds in Securian investment products, as well as mortgage loans not held in E1 Financial's portfolio, are not included.

Must be an E1 Financial member in good standing to qualify for benefits. Terms and conditions of this program are subject to change without notice.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT:
To help the federal government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.